Dear XXX, At SCU you'll find a little extra in our My Life home loans. We're now offering $500 cash back on all new SCU Home Loans over $150,0001 - Fixed or Variable. Sweet! No Application fee4 Unlimited free online redraws SCU's award winning Low Rate Visa Credit Card - No annual fee Free 90 day Rate Lock5 Low annual package fee6 $500 cash back for all new SCU Home Loans over $150,0001 Talk to us today. 1The $500 cashback promotion is available to any new SCU home loan over $150,000 and must be funded within 3 months of the application date. Not available for refinance of existing SCU loans. Excludes commercial loans. Only one $500 Cash Back will be paid during the campaign regardless of the number of loans funded. 2The 3.69% rate is based on a 3 year fixed interest rate My Life Home Loan Package reverting to the My Life variable $150,000 to $249,999 rate. 3The comparison rate is based on a $150,000 loan over a term of 25 years. 4The $0 application fee does not include 3rd party costs such as Mortgage setup & valuation. 5The rate on the loan is the applicable rate when the loan is approved and is valid for 90 days. 6My Life Annual Package Fee $350. WARNING this comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All applications are subject to SCU normal lending criteria. Terms, conditions, fees and charges apply. Full details available on application. All information is correct as at 13/09/16 and subject to change. Sydney Credit Union Ltd | ABN 93 087 650 726 |AFSL/ Australian Credit Licence Number 236476.